喵咪小棧

如果你厭倦了不熱愛的工作，想要早日脫離擁有時間自由

如果你正在找單身退休規劃的知識，想透過學習創造被動收入

我也因為單身退休規劃找過很多相關的資料

整理在這篇文章，希望給你帶來幫助

3小時教你如何賺取更多「被動收入」

單身退休規劃,不想賣時間為人工作,學會價值投資美股你也能當高露潔股東

在現代快節奏的生活中，退休金已成為許多人心中的重要議題。隨著人們壽命的延長和社會變遷，我們不能忽視退休後的生活需求。因此，規劃退休金已變得至關重要。

退休金是一種經濟保障，可以確保退休後的生活品質。它是我們長期積累的財富，以應對退休後的開支，例如日常生活費用、醫療支出和旅遊娛樂等。有一個可靠的退休金計劃，可以幫助我們在退休後享受安樂的歲月，無需太過擔心財務問題。

但是，要規劃一個有效的退休金計劃並不容易。首先，我們需要確定我們的退休目標，包括退休時的生活方式和預期的支出。然後，我們需要評估當前的財務狀況，如現有資產和債務。這可以幫助我們確定我們可能需要的儲蓄數量。

然後，我們應該選擇適合我們需求的退休金計劃。這可以包括公司提供的退休基金、個人退休帳戶或其他儲蓄方式。我們應該謹慎地選擇並投資於不同的金融工具，以實現我們的退休目標。

最後，我們不能忽視定期檢視和調整退休金計劃的重要性。市場和生活條件都會隨著時間而變化，所以我們需要確保我們的退休金計劃符合當前的需求和情況。

總之，退休金的規劃是為了確保我們在退休後擁有穩定的財務收入和愉快的生活。這需要長期的儲蓄和謹慎的投資，並且需要不斷地評估和調整我們的計劃。盡早開始規劃退休金是明智的，因為它可以為我們的未來打下堅實的財務基礎。

單身退休規劃 單身退休規劃

退休金是每個人終生努力工作的最終目標之一，提供了在退休後可依賴的穩定收入以維持生活品質。然而，許多人往往對於退休金的儲蓄規劃並不重視，將其放在工作後的計劃清單的末端。但事實上，早期的退休金規劃比晚期更有價值和更有利。

首先，早期的退休金規劃給予了更多的時間蓄積資金。通過早期規劃，您可以從現在開始每月儲蓄一小筆金額，利用長期複利效應和投資增長，建立一個更為穩固的退休資金池。相比之下，晚期的退休金規劃將意味著您需要每月儲蓄更多的金額，以彌補時間的不足。這將增加您的負擔，可能會限制您在退休後的生活方式。

其次，早期的退休金規劃還能夠提供更多的投資機會。隨著時間的推移，您可以在市場上尋找更長期的投資計劃，以實現更高的回報率。晚期的規劃可能更加保守，限制了您的投資選擇，以確保定期收益。這可能導致您在退休時無法享受更高的生活品質。

最後，早期的退休金規劃有助於減少金融風險。隨著年齡的增長，您的健康狀況和收入可能不再穩定。一旦退休，您可能面臨未預料的支出，例如醫療費用或長期護理需求。通過早期的規劃，您可以建立一個足夠的退休基金，以應對這些風險。

因此，贏取退休生活的便利與自由的關鍵在於早期退休金規劃。不要等到晚期，現在就開始思考並制定一個完整的財務計劃，以確保您在退休後能夠享受穩定的收入和無憂的生活。

Master Chiu Yenlung quoted the hexagram "Yilin·Tuen Zhiyi": "Water wears boats, and there are no roots to float." They tend to be troubled, tired and worried.” to explain the overall fortune during the “Heavy Snow”, it is recommended that everything goes with the flow in order to reach the end point. When encountering problems, there is no need to panic or be too hesitant. Learn to open your heart and embrace the world, and you will be able to solve it easily.

▲Master Chiu Yanlong, an international expert in feng shui and numerology.（File Photo）

★ 三立新聞網提示您：

By Master Chiu Yanlong

以上談吐及圖片僅供參考，不代表本台立場。

As for which industries are most suitable for development during “Heavy Snow”? Master Chiu Yenlung said that Mercury and Neptune are the most prosperous stars during this period, so they are beneficial to 12 industries including transportation, hotels, shipping, catering, petroleum, fishery, culture, art, news, import and export trade, printing and plastics. You can seize the opportunity to develop. In addition, luck will be better if there are six constellations or rising signs, including Scorpio, Gemini, Aquarius, Pisces, Capricorn, and Sagittarius, making it easy for your wishes to come true.

“Heavy Snow” is coming today (12/7). Chiu Yenlung, an international star Feng Shui numerology expert, reminded that at this time, Saturn is in Pisces, and it is easy to feel inexplicable pressure and depression. Since the “Heavy Snow” is also a period of luck transformation, it is recommended to worship Ksitigarbha, Bodhisattva, Earth God, Mazu or Tiger God (depending on personal beliefs, you can also pray more to Jesus or Allah) more often, and wearing more lucky objects such as jade ornaments, gemstones, amulets, etc., will have a powerful effect.

In terms of health, Master Chiu Yenlung suggested that during “Heavy Snow”, you should pay more attention to the conditions that may cause muscle soreness, nerve compression, disc herniation, pelvic tilt, sciatica, gout, diabetes, hemorrhoids, cardiovascular, high blood pressure, inflammation, respiratory system (lungs, influenza, COVID-19) as well as gynecological, tumor, knee, gastrointestinal and other problems. If you feel uncomfortable, you should go to a doctor for examination as soon as possible.

Master Chiu Yenlung pointed out that Mercury will go retrograde after December 13th and will not go direct until January 2nd. During this period, regarding signings and important decisions, it is best to have a complete plan before making decisions. Master Chiu Yenlung emphasized that since “Heavy Snow” is the key to the transformation of the world, all national leaders, those in power in administrative agencies, and big entrepreneurs should use this period to go to the grassroots and let some good bills be released one after another to bring some benefits and  a sense of stability to the public.

“Heavy Snow” this Thursday! There are many frauds and food safety problems. Numerologist: If you want to have good fortune, you can wear more jade jewelry and gemstones.

Master Chiu Yenlung emphasized that this period is a good time to improve one's spiritual level. It is easy to develop in the sectors of the Internet, education, culture, sports, music, and movies to gain high popularity. It is also suitable for those who want to invest in stocks or have children. In addition, traveling with your children or dating partners can also improve your luck.